Theintelligence

layer OpenFinance

was missing

3 new accounts connected

ANALYZE PROFILE

SEND OFFER

$22.000

4% interest | 12% taxes

special offer

oferta especial

New salary $4.500,00

status updated

EXPENSES

INCOME

**** **** **** 2008

José Santino

09/32

$820,50

**** **** **** 2008

José Santino

09/27

MONTHLY EXPENSES

+

this month

$6.820

MARIA SANTINO

9:41

How can I help you today?

Total balance

4 accounts connected

$18.980

status updated

oferta especial

Best score in the last 12 months

oferta especial

Best score in the last 12 months

608

ótimo

score updated

$2.320

debt amount

oferta especial

Best day to charge 5th

ACTIVATE COLLECTION

TAKE ACTION

Say hello to the new Belvo.

New identity, new supercharged platform.

Turn Open Finance data and payments into real-time decisions and automated money movement thanks to AI. Agents, custom models and next-generation collections that help enterprise teams move faster and drive measurable ROI.

Level up yourdata and paymentsworkflows with AI

AI financialagent

From raw data to clear answers in no time with your personal team of Open Finance data agents. Including Bela that allows you to chat directly with your data in natural language. Ask use case specific questions, explore user behavior, and uncover risk or opportunity. Get a better understanding of your customers with a quick prompt.

Of course, I'll start with a basic breakdown.

Bela, can you help me analyze this data?

Let's use the usual metrics. |

Do you want me to use your usual metrics or we need to customize it?

BRING YOUR OWN
ENDPOINT

Custom intelligence, wired directly into your models. Move from raw data to a custom solution in record time. We provide the infrastructure for you to build AI-powered endpoints that execute your exact business logic and risk models. It is the fastest way to deploy sophisticated, tailored intelligence directly into your existing workflows.

AI-poweredcollections

Turn Open Finance signals into payment actions. Predict when a user is most likely to pay based on income and spending patterns. Trigger payment requests at the optimal moment. Deploy voice agents to negotiate realistic payment plans and capture payments on the spot. Higher recovery rates, lower costs, and better experiences.

Accelerating yourefficiency & ROI

10x faster intime-to-insight

Understand users faster. Act on it immediately. Ship faster and eliminate analytics backlogs in order to turn questions into decisions in seconds.

20% uplift in recovery rates 

Better data leads to better timing, and better payments. Behavioral financial intelligence ensures payments are triggered when users are actually able to pay.

60% reduction in cost-to-collect

Automate decisions and execution, not just analysis. AI-driven negotiation and payment settlement replace manual operations while maintaining compliance and empathy.

 

A note from oriol tintoré

Co-founder and Co-CEO of Belvo

When we started out, our mission was clear: make Open Finance data and payments simple, reliable, and ready to build on. Over the years, we’ve helped enterprise teams connect to financial accounts and move money with confidence.

 

But listening to our customers, one thing became obvious: access is only the starting point. The real challenge is turning complex signals into decisions. And turning those decisions into outcomes, without adding more dashboards, manual work, or operational overhead.

That’s why we’re launching a new set of AI-powered capabilities that help enterprise teams move from insight to execution in seconds, improving recoveries, reducing cost-to-collect, and driving measurable ROI.

 

This is also why we’re unveiling a refreshed identity, reflecting where the industry is headed and what our customers require: security, precision, and enterprise-grade standards. 

 

The era of access is over. The era of intelligence has begun.

THE FUTURE OFOPEN FINANCE ISINTELLIGENT

Let's talk

Visit our website

The intelligence

layer Open Finance

was missing

3 new accounts connected

ANALYZE PROFILE

SEND OFFER

$22.000

4% interest | 12% taxes

special offer

oferta especial

New salary $4.500,00

status updated

EXPENSES

INCOME

**** **** **** 2008

José Santino

09/32

$820,50

**** **** **** 2008

José Santino

09/27

MONTHLY EXPENSES

+

this month

$6.820

MARIA SANTINO

9:41

How can I help you today?

Total balance

4 accounts connected

$18.980

status updated

oferta especial

Best score in the last 12 months

oferta especial

Best score in the last 12 months

608

ótimo

score updated

$2.320

debt amount

oferta especial

Best day to charge 5th

ACTIVATE COLLECTION

TAKE ACTION

Say hello to the new Belvo.New identity, new supercharged platform.

Turn Open Finance data and payments intoreal-time decisions and automated money movement thanks to AI. Agents, custom models and next-generation collections that help enterprise teams move faster and drive measurable ROI.

Level up your data and payments workflows with AI

AI financial agents

From raw data to clear answers in no time with your personal team of Open Finance data agents. Including Bela that allows you to chat directly with your data in natural language. Ask use case specific questions, explore user behavior, and uncover risk or opportunity. Get a better understanding of your customers with a quick prompt.

Of course, I'll start with a basic breakdown.

Bela, can you help me analyze this data?

Let's use the usual metrics. |

Do you want me to use your usual metrics or we need to customize it?

BRING YOUR OWN
ENDPOINT

Custom intelligence, wired directly into your models. Move from raw data to a custom solution in record time. We provide the infrastructure for you to build AI-powered endpoints that execute your exact business logic and risk models. It is the fastest way to deploy sophisticated, tailored intelligence directly into your existing workflows.

AI-powered collections

Turn Open Finance signals into payment actions. Predict when a user is most likely to pay based on income and spending patterns. Trigger payment requests at the optimal moment. Deploy voice agents to negotiate realistic payment plans and capture payments on the spot. Higher recovery rates, lower costs, and better experiences.

Thanks Roberta! I accept the payment terms. Please share the payment QR by Whatsapp"

Roberta Voice Support

0:40

Accelerating yourefficiency & ROI

10x faster in time-to-insight

Understand users faster. Act on it immediately. Ship faster and eliminate analytics backlogs in order to turn questions into decisions in seconds.

 

20% uplift in recovery rates 

Better data leads to better timing, and better payments. Behavioral financial intelligence ensures payments are triggered when users are actually able to pay.

 

60% reduction incost-to-collect

Automate decisions and execution, not just analysis. AI-driven negotiation and payment settlement replace manual operations while maintaining compliance and empathy.

A note from oriol tintoré

Co-founder andCo-CEO of Belvo

When we started out, our mission was clear: make Open Finance data and payments simple, reliable, and ready to build on. Over the years, we’ve helped enterprise teams connect to financial accounts and move money with confidence.

 

But listening to our customers, one thing became obvious: access is only the starting point. The real challenge is turning complex signals into decisions. And turning those decisions into outcomes, without adding more dashboards, manual work, or operational overhead.

That’s why we’re launching a new set of AI-powered capabilities that help enterprise teams move from insight to execution in seconds, improving recoveries, reducing cost-to-collect, and driving measurable ROI.

 

This is also why we’re unveiling a refreshed identity, reflecting where the industry is headed and what our customers require: security, precision, and enterprise-grade standards. 

 

The era of access is over. The era of intelligence has begun.

THE FUTURE OF OPEN FINANCE IS INTELLIGENT

Let's talk

Visit our website

The intelligence

layer Open Finance

was missing

3 new accounts connected

ANALYZE PROFILE

SEND OFFER

$22.000

4% interest | 12% taxes

special offer

oferta especial

New salary $4.500,00

status updated

EXPENSES

INCOME

**** **** **** 2008

José Santino

09/32

$820,50

**** **** **** 2008

José Santino

09/27

MONTHLY EXPENSES

+

this month

$6.820

MARIA SANTINO

9:41

How can I help you today?

Total balance

4 accounts connected

$18.980

status updated

oferta especial

Best score in the last 12 months

oferta especial

Best score in the last 12 months

608

ótimo

score updated

$2.320

debt amount

oferta especial

Best day to charge 5th

ACTIVATE COLLECTION

TAKE ACTION

Say hello to the new Belvo.

New identity, new supercharged platform.

Turn Open Finance data and payments into real-time decisions and automated money movement thanks to AI. Agents, custom models and next-generation collections that help enterprise teams move faster and drive measurable ROI.

Level up your data and paymentsworkflows with AI

AI financial agents

From raw data to clear answers in no time with your personal team of Open Finance data agents. Including Bela that allows you to chat directly with your data in natural language. Ask use case specific questions, explore user behavior, and uncover risk or opportunity. Get a better understanding of your customers with a quick prompt.

Of course, I'll start with a basic breakdown.

Bela, can you help me analyze this data?

Let's use the usual metrics. |

Do you want me to use your usual metrics or we need to customize it?

BRING YOUR OWN
ENDPOINT

Custom intelligence, wired directly into your models. Move from raw data to a custom solution in record time. We provide the infrastructure for you to build AI-powered endpoints that execute your exact business logic and risk models. It is the fastest way to deploy sophisticated, tailored intelligence directly into your existing workflows.

AI-powered collections

Turn Open Finance signals into payment actions. Predict when a user is most likely to pay based on income and spending patterns. Trigger payment requests at the optimal moment. Deploy voice agents to negotiate realistic payment plans and capture payments on the spot. Higher recovery rates, lower costs, and better experiences.

Thanks Roberta! I accept the payment terms. Please share the payment QR by Whatsapp"

Roberta Voice Support

0:40

Accelerating yourefficiency & ROI

10x faster in time-to-insight

Understand users faster. Act on it immediately. Ship faster and eliminate analytics backlogs in order to turn questions into decisions in seconds.

 

20% uplift in recovery rates 

Better data leads to better timing, and better payments. Behavioral financial intelligence ensures payments are triggered when users are actually able to pay.

 

60% reduction in cost-to-collect

Automate decisions and execution, not just analysis. AI-driven negotiation and payment settlement replace manual operations while maintaining compliance and empathy.

 

A note from oriol tintoré

Co-founder and Co-CEO of Belvo

When we started out, our mission was clear: make Open Finance data and payments simple, reliable, and ready to build on. Over the years, we’ve helped enterprise teams connect to financial accounts and move money with confidence.

 

But listening to our customers, one thing became obvious: access is only the starting point. The real challenge is turning complex signals into decisions. And turning those decisions into outcomes, without adding more dashboards, manual work, or operational overhead.

That’s why we’re launching a new set of AI-powered capabilities that help enterprise teams move from insight to execution in seconds, improving recoveries, reducing cost-to-collect, and driving measurable ROI.

 

This is also why we’re unveiling a refreshed identity, reflecting where the industry is headed and what our customers require: security, precision, and enterprise-grade standards. 

 

The era of access is over. The era of intelligence has begun.